Debt

When I was $21,427 in credit card debt, I thought credit cards were evil – so I cut up each and every single one, vowing never to use them again. That was then, and this is now. My opinion on credit cards has definitely changed. Now, I use credit cards to make money; they don’t use […]

You hear so much about identity theft ruining credit scores and financial lives. And yet you always think it’s not going to be you until it is. If you’ve never faced having to clear your good name and financial reputation for years on end, consider yourself lucky. While you can’t 100% prevent identity theft, you

If you want to buy a house or get a good interest rate on a car, you need a good credit score. Check that, you need a great credit score. And if you want to get the absolute lowest rates, you need a perfect credit score. So, how do you get a perfect credit score,

Debt sucks. But not all hope is lost. Even when you’re broke AF, you can still make the right moves and put yourself in a position to get out of debt for good. And I’m here to help you put together a step-by-step plan to eliminate your debt once and for all. Even if you

Being poor and broke sucks. Sorry to say this, but it is all your fault. It is your own spending habits that are keeping you poor. But rest assured, I’m not going to hit you like that and leave you high and dry. By the time you’re done reading this, you will have the tools

If your student loans are starting to become a strain on your finances, then you may want to consider refinancing your student loans for lower monthly payments and, ideally, a lower interest rate. One option is to pay your debt off with an app like FutureFuel. What they do is collect the leftover change from

You’ve heard it before. Lending money to a relative is like giving it to them. But I’m here to tell you that personal loans between friends and family can work – if you do it right. To figure out how to make them work, we need to first see why these types of loans go